Christmas Florida Gator
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If you are interested in learning more about credit scores, then you will want to read on. We will be answering some of the most common questions that people have about credit scores.
What is an average credit score?
The average American score is believed to be around 680 according to a recent report by Experian. While this is average, 58% of the U.S. population has a credit score of 700 or higher.
I have some collections that are five years old. Will paying these off improve my credit score?
No! Chances are that paying off these accounts will actually lower your FICO score. What you want to do is call the creditor and let them know that you want to pay off the account. Tell them you will pay in full if they will agree to delete the account from your credit file or delete all negative history associated with the account. If they agree to this, (which they probably will) ask them to fax you a letter that outlines your agreement.
Once you have the letter, review it carefully. Often, creditors will try to confuse you and put that they will report the account as being current. This is not what you want. You want all negative history completely removed from your credit file. Once you have a letter that says this, go ahead a make the payment. You will want to keep a close eye on your credit report after you do this. If the creditor does not update it properly, you can use the letter to dispute the account with the credit bureaus.
What is the best thing that I can do to raise my FICO?
The best thing you can do to improve credit scores quickly is to pay off your revolving debt. How much you owe versus your total available credit accounts for 30% of your overall credit score. Simply paying off credit card debt can raise your credit score by 60 points or more. (Assuming that you are currently near 100% revolving utilization.)
How to errors in my file impact my score?
An estimated 89% of all credit reports have errors in them. While an incorrect address will not hurt you, there are many errors that can! Did your creditor send you something in the mail offering to let you skip a month at Christmas and then report your payment as late? Or perhaps you have an account that is more than seven years from the date of last activity that is still reporting. The credit bureaus never verify any information that they report, so it is up to you to clean up your credit report errors.
Vincent Polisi is the founder of Credit Repair College. To learn more about how to clean credit report errors and improve your credit score, please visit him on the web.
I thought it was a great idea, what do you think? Summer crafts with the kids?
A friend of mine is going to Florida for the summer, she mentioned she might get bored, So i suggested “Gator Hunting”
Think of the possibilities!!
1. Bonding with the kids while hunting
2. Problem solving opportunities, ie how to get the gator in the car and home
3. Think of the conversations you’ll have while skinning the sucker!
4. New recipes! Gator strew anyone?
5. The craft possibilities for the kids; shoes, belts, handbags. You won’t even have to go Christmas shopping this year!
Thoughts?
Go ahead and switch out animals for whatever you like less
We can’t wait, Busy!
My 5yo is currently sharpening up his machete, and i’m trying to figure out if gator meat would be a good replacement for chicken.
It’ll be like Lara Croft…but i’ll hunt gators, ya know?
Or the chosen one…One girl in all the world, A Chosen One. One born with the strength and skill to fight … to stop the spread of their evil and the swell of their numbers….supermilf!
Look out for your handmade gator outfit in the mail! You don’t need to worry about a halloween costume, i got it cover!
Another great place to shop for Christmas Florida Gator products is Amazon. They have more than just books!
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NCAA Florida Gators Sports Round Cast Iron Branding Grill Iron Accessory $28.99 Florida Gators Branding Grill Iron Item #GT-550-FLA Officially licensed NCAA product Now you can be the ultimate grill master by branding your grilled food with this portable ceramic coated cast iron grill rack that turns ordinary grilled meat into works of art. Sear the Gators logo onto the surface of your favorite meat. Comfortably rests on most gas grill racks, as well as, larger charcoal burn… |
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Florida Gators Barbeque NCAA Apron $12.99 Florida Gators Barbeque NCAA Apron. Our fan-friendly sports apron is what every backyard chef will want to wear to their next tailgating even. This barbecue apron will keep you clean no matter how messy it gets. These white aprons feature your favorite teams name and logo. Also has matching trim and straps. They are 100% cotton, 34″ long and 29.5″ wide…. |
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Florida Gators Wind-Up Mascot Cup 8 $29.99 Children can enjoy their favorite beverage while showing their team spirit at the same time with our outstanding dishwasher safe Mascot Cup. The cups are designed with a flexible straw, official resin mascot figurine under a transparent domed cap…. |
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Florida Gators Infant Baby Hooded Bath Towel $14.99 Florida Gators Infant Baby Hooded Bath Towel. Measures 25″ x 45″. Made of 100% cotton terry cloth with Florida Gators logo screen print…. |
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Pawsitively Gourmet Carob Chip Cookies with Chicken Livers for Dogs (Pack of 20) $22.15 Pump up the jams on Gators game days when you rock out to the “You’re In Gator Country” CD! Its seven custom music tracks come straight from your favorite Florida-born bands, such as Red Jumpsuit Apparatus and Sister Hazel, and include official Gators tunes like “This is Gator Country” and “Great To Be A Gator.” No tailgate or game day get-together is complete without a jammin’ soundtrack to fuel … |
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NCAA Bi-Fold Wallet with Logo Men’s Mens Bi-Fold Wallet with Logo… |
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University of Arkansas Razorbacks Snowman and Ball Mini Blown Glass Ornaments $13.99 Mix in some school spirit with your holiday cheer with this officially licensed NCAA® team mini blown glass ornament set from Topperscot. The set includes one glass snowman ornament and one glass ball ornament ornament. Both ornaments are adorned with the team logo and colors…. |
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Texas A&M Aggies Santa Cap and Top Hat Snowman Ornaments NCAA Texas A&M Aggies Santa Cap and Top Hat Snowman Ornaments… |
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Florida Gators Plush Cheerleader Doll $10.45 This cute Florida Gators rag doll measures 10″ tall and has yarn hair and yarn pompoms. Embroidered team logo on cheer dress. NCAA Officially Licensed Product…. |
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Florida Gators Temporary Tattoo Decals: 8 Pack $5.95 These Florida Gators temporary tattoos are the perfect addition to your game day outfit. Sold on sheet with 8 different tattoos with different designs. Easy application and removal instructions on back of pack. NCAA Officially Licensed Product…. |
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